Do you find yourself scrambling to budget your children's college tuition as they are mailing entrance applications? Goodman describes this money type as an Ostrich: someone who ignores their finances until a crisis surfaces. The person's problems lie in his money attitude, and not in his ability to make or save money. The Ostrich may view himself as inept with money, as his financial goals focus on creativity or productivity.

Do you work diligently, save money, make conservative investments, and educate yourself on finances? Goodman says this money type, the Coaster, is content with their finances. The person knows how to handle money but fears changes. Their growth stalls because they do not take any risks.

Do you live paycheck to paycheck? Do you make minimum payments on your credit cards? The Debt Desperado sees his life as a constant struggle. There are many reasons that people fall in this category; they may have overspent, lost their job, gotten sick, or gone through a divorce or widowhood. Money intimidates Debt Desperados, and increasing debt overwhelms them.

Goodman presents real life examples of six money types: their strengths and weaknesses, their current problems, and viable solutions. People may fall into more than one category. Readers can target their strengths and weaknesses by reading about the personalities of the High Rollers, the Squirrels, the Strivers, the Coasters, the Debt Desperadoes, and the Ostriches. Goodman includes pertinent worksheets and financial resources. I found the book easy to read and the money type descriptions enlightening. No matter what your financial situation, Master Your Money Type will guide you to a better attitude towards money, and a stronger financial future!