Mihalik cautions wage earners about falling into the trap of the Giant Marketing Machine which does an excellent job of convincing consumers of the necessity of having the latest things the machine is trying to sell.

Mihalik suggests that consumers equate the price of goods with time, which is the time a worker must spend at his job to purchase the item. After considering the item in this light, Mihalik feels most people will forgo purchasing the item.

The ten tips on dealing with money are simple in statement and concept, but for the person who can’t seem to resist buying items that lose their appeal in a month or so, they need to be stated and followed if the consumer is to achieve any sense of financial freedom. By following the author’s plan, the consumer will have to change his way of thinking about money, but will be rewarded with the peace of mind which comes with a solid financial footing.